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Prudential Hong Kong

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

xunG     uploadeb     freaksharp



Give the child the benefits of buying insurance for 10

1. Premiums cheaper: the younger the premiums paid by the less expensive, it is well known.

2. Underwriting opportunities in: Everyone knows that children are more physically stick. Therefore, child health insurance will not be rejected for poor underwriting insurance or fees.
3. To establish a good risk planning: educating the children an early understanding of the insurance programs and benefits, instilling the concept of good risk management.
4. Tax Planning: Insurance has the right to tax savings.
5. To alleviate the burden on their children in the future: When the children to adulthood, the insurance payment period when the children do not have to re-pay the premiums can have a life-long protection.
6. The early establishment of children's education fund and venture capital funds, let the children win at the starting line!
7. Insurance payments tax-free: tax law, life insurance premium payments of the tax exemption.

8. The transfer of property to their children: to help their children a way to buy life insurance, under the name of the property transferred to their children.

9. The training their children a sense of responsibility: children develop good values and family and social responsibility, grow up to help share the insurance premiums in order to cultivate a sense of responsibility.
10. Risk transfer, security and stability of family life: If the child is born shortly after a life of its life insurance until his adulthood, this policy is the best gift. From stumbled to the sure-footed, the child a long way to go, the parents may be no way to care of a child for life, was able to convey the never ending love with life, to help children safely through every storm.

1. Premiums cheaper: the younger the premiums paid by the less expensive, it is well known.

2. Underwriting opportunities in: Everyone knows that children are more physically stick. Therefore, child health insurance will not be rejected for poor underwriting insurance or fees.
3. To establish a good risk planning: educating the children an early understanding of the insurance programs and benefits, instilling the concept of good risk management.
4. Tax Planning: Insurance has the right to tax savings.
5. To alleviate the burden on their children in the future: When the children to adulthood, the insurance payment period when the children do not have to re-pay the premiums can have a life-long protection.
6. The early establishment of children's education fund and venture capital funds, let the children win at the starting line!
7. Insurance payments tax-free: tax law, life insurance premium payments of the tax exemption.

8. The transfer of property to their children: to help their children a way to buy life insurance, under the name of the property transferred to their children.

9. The training their children a sense of responsibility: children develop good values and family and social responsibility, grow up to help share the insurance premiums in order to cultivate a sense of responsibility.
10. Risk transfer, security and stability of family life: If the child is born shortly after a life of its life insurance until his adulthood, this policy is the best gift. From stumbled to the sure-footed, the child a long way to go, the parents may be no way to care of a child for life, was able to convey the never ending love with life, to help children safely through every storm.
1. Premiums cheaper: the younger the premiums paid by the less expensive, it is well known.

2. Underwriting opportunities in: Everyone knows that children are more physically stick. Therefore, child health insurance will not be rejected for poor underwriting insurance or fees.
3. To establish a good risk planning: educating the children an early understanding of the insurance programs and benefits, instilling the concept of good risk management.
4. Tax Planning: Insurance has the right to tax savings.
5. To alleviate the burden on their children in the future: When the children to adulthood, the insurance payment period when the children do not have to re-pay the premiums can have a life-long protection.
6. The early establishment of children's education fund and venture capital funds, let the children win at the starting line!
7. Insurance payments tax-free: tax law, life insurance premium payments of the tax exemption.

8. The transfer of property to their children: to help their children a way to buy life insurance, under the name of the property transferred to their children.

9. The training their children a sense of responsibility: children develop good values and family and social responsibility, grow up to help share the insurance premiums in order to cultivate a sense of responsibility.
10. Risk transfer, security and stability of family life: If the child is born shortly after a life of its life insurance until his adulthood, this policy is the best gift. From stumbled to the sure-footed, the child a long way to go, the parents may be no way to care of a child for life, was able to convey the never ending love with life, to help children safely through every storm.

xunG     uploadeb     freaksharp


Female perfect breast must beware 6 kinds injuries

Female perfect breast must beware 6 kinds injuries
Breast To Fengman proud, must healthy, but life there many "unintentional Guo" In harm female breasts, let 11 "inventory."


 1, mood

Pernicious to health Keywords: pressure, depressed

Readme: Carmen recent work pressure great mood not been good plus character already introverted Therefore often feel in depressed state. Now Worse nipple sometimes outflow like blood liquids, although not painful but seems With tiny lumps ... ...

 

May problem: Breast catheter papillomas

TCM called "milk nosebleed" that multi by the liver depression Huowang or Spleen blood deficit caused coupled yin loss, so nipple may bloody secretions outflow.

 

2, action

Pernicious to health Keywords: touch, violence

Readme: Alternative Daisy is Weiaichikuang female, she likes rude point sexual, that let her more passion. But day affectionate, she suddenly felt side breast painful! Face mirror, she horror found side breasts With months touch when able activities tumor!

 

May problem: Breast cyst

Breasts very Jiaoqi not manhandled they. When breast by violently shocks, its within small vessels will burst, hemorrhage, forming hematoma, in blood absorbed and destruction, will form cyst. Apart not rude correct breastfeeding method, good hygiene also important.

 

  3, diet

Pernicious to health Keywords: cuisine, high calories

Readme: Eva fond cuisine - Five mature steak, hot chocolate, ice cream, although beautiful still, but Tim the "Yang Guifei" in nickname. Results, day shower she touch breasts found a boundary clear lumps ... ...

 

May issues: breastsLipoma

Lipoma mostly preferences high calorie body fat who affinity is body surface most common benign one, can happen body there fat tissue any part, but breast comparison more common onset age to 30-50 years for multi.

 


 4, bunch body

Pernicious to health Keywords: wire, elastic band, bunch body

Readme: want stature slim Grace addition less dining, multi exercise, also eyeing bunch body underwear. In wire and elastic belt help really increasingly De Transamerica moving a! But accompanying came is often approaching menstrual, breast will pain very.

 

May issues: Mammary Pain

Excessive bunch body underwear simply is to own breasts chains to also Le crowded, time goes cause breasts avascular impeded and oppressive pain.

 

Mammary Pain generally menstruation week before began, manifested breast bulge pain, activities will intensified heavier when menses after will gradually disappear to next menstrual cycle Also comeback! If breast examinations no lumps, Just relax body relax most cases 2-3 years This can self disappeared.

 

 5, demeanor

Pernicious to health Keywords: cigarettes, nicotine, alcohol

Readme: cool Freda is porcelain designer, She often spray cloud spit fog, in cigarettes find forward inspiration. This time the company medical examination, she was found breast appeared "Orange sample" change but ipsilateral axillary also With enlarged lymph nodes!

 

May issues: breast

Nothing Biniguding, alcohol better harm female body a! Has information proved smoking history over 10 years female breast cancer probability is other female 3 times above; daily drinkers 1 cup or 1 cup above, breast dangerous than rarely drinkers increased 45% above.

 

Breast mass General Growth faster texture hard, boundary clear skin surface orange peel like change; early pain lighter late aggravate. But breast best hope cure cancer, if early found can completely cure Therefore monthly self and each year half medical very important.

 

  6, hormone

Pernicious to health Keywords: estrogen

Readme: puberty after young Helen side breast found With a mass, despite pointless it feel smooth, texture more Ren, but family and she very land worry!

 

May issues: breasts fibroma

Estrogen active and breast fibroma closely related Therefore disease predilection 20-25 old youth female mostly Unilateral single hair, growth slow often stumbled breast There were spherical mass.

 

Fibroma predilection breast foreign upper usually no obvious symptoms, menstrual cycle lump size nor affect. Although Breast fibroadenoma belong benign, but malignant possible so the best timely surgery.

xunG     uploadeb     freaksharp


Insurance giant stock market Jie Mi

Last month, the three listed insurance companies, Equity positions are picked up
According to reports, as stocks in the sea "foresight" is concerned, the insurance capital position movements always cause for concern. In particular, in January this year, China Life, Ping An Insurance giants such as collective lighten up action, but investors still remember. However, we understand that the recent month, the three listed insurance companies the rights of class position (stock funds) have picked up over New Year's increase of about two percentage points.
According to information from the fund, brokerage, insurance firms and relevant information feedback: At present, the three listed insurance companies will control the rights and interests of class positions 10% -13% is neutral upper level (maximum 20%), of which China Life position the highest, the lowest position in China Pacific Insurance.
Industry insiders believe that the three positions has increased the insurance giant recently the one hand, since the A shares in February Quotes slightly stabilized, leading to the insurance fund's equity holdings in the market value caused by "passive" Opening; the other hand, insurance funds for specific stocks of the "active" Opening.
Concern of all insurance firms in 2010 the total annual investment strategy has been fully finalized. An insurance asset management company executives told reporters that, combined with information exchange situation, several large insurance companies in 2010 the basic direction of investment is 9% -15% of the position to do band range. He said frankly that the case of tactical decisions made by the biggest reasons are: the stock market this year is expected to remain volatile trend.
"There was a time when institutions and policies to game this year is expected Quotes will not be significantly up or significantly down the situation. In this context, it will seize the structural Quotes opportunities, concentrating on industries and individual stocks." Investment in another insurance company Ministry sources said that several insurance giant the general idea of basically the same.
It is understood that their investment strategy is, if the index traded in narrow ranges, select the stable position; if the index appears up and down two 300-point fluctuation, we consider lighten or jiacang. "Because look unclear direction, so no one can not easily move, if Ta Kong, or hold-up, how do?" These people feeling Road.
Specific to individual stocks, the insurance capital spending this year, promising, regional plate. On hot zone plates, the one entrusted with the primary and secondary insurance company stock investment-related insurance asset management company official told reporters, "relative before being fried plate of Hainan, we are more optimistic about the Xinjiang plate." In addition, 3G, and pharmaceutical plate this year, There may be upward momentum.
In fact, in addition to the regional section, the insurance sector is equally popular machinery and equipment, raw materials, low-carbon economy, plates, and had "sleeper" on the inside. For example, nuclear power equipment, Dongfang Electric, the battery industry, the concept of the Torch High-tech stocks are subject to a variety of countries such as longevity, Xinhua, CPIC and other risk-financing arrangement in advance. In addition, the insurance fund also holds a considerable number of financial stocks is still looking forward to this year's blue chip Quotes startup. However, such shocks market, may make the insurance biggest names in their stock investment earnings accrued in previous years, some "shrink." A more grim reality is that throughout the year new premium and maturity re-investment capital more, coupled with last year's backlog of no effective use of funds, this year more than 1.5 trillion yuan of insurance funds need to find investment outlets. Volatile stock market environment, undoubtedly increased the pressure on this year, the investment of insurance funds.
It is noteworthy that more than a year, deposit growth has consistently exceeded the growth rate of investment, taking into account interest rates remain relatively low level, and the short term structure is not the ideal investment vehicle insurance, bank deposits, high-growth from a side also verified the difficulties encountered by the use of insurance funds.   
It is understood that their investment strategy is, if the index traded in narrow ranges, select the stable position; if the index appears up and down two 300-point fluctuation, we consider lighten or jiacang. "Because look unclear direction, so no one can not easily move, if Ta Kong, or hold-up, how do?" These people feeling Road.
Specific to individual stocks, the insurance capital spending this year, promising, regional plate. On hot zone plates, the one entrusted with the primary and secondary insurance company stock investment-related insurance asset management company official told reporters, "relative before being fried plate of Hainan, we are more optimistic about the Xinjiang plate." In addition, 3G, and pharmaceutical plate this year, There may be upward momentum.
In fact, in addition to the regional section, the insurance sector is equally popular machinery and equipment, raw materials, low-carbon economy, plates, and had "sleeper" on the inside. For example, nuclear power equipment, Dongfang Electric, the battery industry, the concept of the Torch High-tech stocks are subject to a variety of countries such as longevity, Xinhua, CPIC and other risk-financing arrangement in advance. In addition, the insurance fund also holds a considerable number of financial stocks is still looking forward to this year's blue chip Quotes startup. However, such shocks market, may make the insurance biggest names in their stock investment earnings accrued in previous years, some "shrink." A more grim reality is that throughout the year new premium and maturity re-investment capital more, coupled with last year's backlog of no effective use of funds, this year more than 1.5 trillion yuan of insurance funds need to find investment outlets. Volatile stock market environment, undoubtedly increased the pressure on this year, the investment of insurance funds.
It is noteworthy that more than a year, deposit growth has consistently exceeded the growth rate of investment, taking into account interest rates remain relatively low level, and the short term structure is not the ideal investment vehicle insurance, bank deposits, high-growth from a side also verified the difficulties encountered by the use of insurance funds.   

 It is understood that their investment strategy is, if the index traded in narrow ranges, select the stable position; if the index appears up and down two 300-point fluctuation, we consider lighten or jiacang. "Because look unclear direction, so no one can not easily move, if Ta Kong, or hold-up, how do?" These people feeling Road.
Specific to individual stocks, the insurance capital spending this year, promising, regional plate. On hot zone plates, the one entrusted with the primary and secondary insurance company stock investment-related insurance asset management company official told reporters, "relative before being fried plate of Hainan, we are more optimistic about the Xinjiang plate." In addition, 3G, and pharmaceutical plate this year, There may be upward momentum.
In fact, in addition to the regional section, the insurance sector is equally popular machinery and equipment, raw materials, low-carbon economy, plates, and had "sleeper" on the inside. For example, nuclear power equipment, Dongfang Electric, the battery industry, the concept of the Torch High-tech stocks are subject to a variety of countries such as longevity, Xinhua, CPIC and other risk-financing arrangement in advance. In addition, the insurance fund also holds a considerable number of financial stocks is still looking forward to this year's blue chip Quotes startup. However, such shocks market, may make the insurance biggest names in their stock investment earnings accrued in previous years, some "shrink." A more grim reality is that throughout the year new premium and maturity re-investment capital more, coupled with last year's backlog of no effective use of funds, this year more than 1.5 trillion yuan of insurance funds need to find investment outlets. Volatile stock market environment, undoubtedly increased the pressure on this year, the investment of insurance funds.
It is noteworthy that more than a year, deposit growth has consistently exceeded the growth rate of investment, taking into account interest rates remain relatively low level, and the short term structure is not the ideal investment vehicle insurance, bank deposits, high-growth from a side also verified the difficulties encountered by the use of insurance funds.  

xunG     uploadeb     freaksharp


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