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Prudential Hong Kong

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

"New Generation" program is a designed for children's protection scheme for your children, provide lifelong protection and abundant life savings. Where 12 years old or below (age next birthday) children can be insured.

Premium contribution period, the option for 10 years, or contribution to a child reached the age of 19 years or 22 years old (age next birthday). The premium will remain unchanged, and not over-year increase.

When your child reaches 19 years of age or 22 years old (age next birthday), the United Kingdom Prudential will provide him / her an amount equal to one quarter of the basic sum insured amount of cash.

The company's business account once a year, after deducting the reserve fund, there will be not less than 90% of the profits will be allocated to dividends in the form of dividend policy holders. Prudential is expected to be distributed two kinds of dividends: "owned by the original dividend" and "special dividend", as follows:

a) return of the original dividend
Owned by the original dividend is based on the insured amount and the accumulated dividends, is estimated in the policy annually, beginning the third year after the commencement of the distribution and accumulation.
b) Special Bonus
The company announced an annual dividend that year, the special rate is valid for 12 months. The third year after the entry into force by the policy, the insured person if the death or surrender, may be the prevailing interest rates have been allocated to special dividend dividend.

For a cash emergency, but the policy has been made in cash value, may apply for policy loan or withdrawal of the accumulated cash value of the return of the original dividend.

 
When your child aged 19 or 22 years old (age next birthday), the choice of the insured if other Prudential life insurance program to protect Scientology can increase the amount of five times the amount of this insurance (maximum limit of 25 million U.S. dollars), and requires no inspection body.

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